You already shop online.

Why not save an additional 2% as you spend.

Introducing Time To Save, the new site that automatically accumulates your savings into your own personal account.

Enroll in Time To Save, and save money every time you make an online purchase. Access hundreds of your favorite stores, and save on your purchases as always. But you will also save another 2% in your own savings account created especially for you. Your account is backed by the prestigious Ladenburg Thalmann bank, America’s 6th oldest New York Stock Exchange company.

Time To Save is a privately funded 501(c)(3) dedicated to the financial well-being of all people. As a member, Time To Save provides personal finance information, education, and savings back on your purchases through our partnering stores. Your savings are then invested or simply held in a savings account for access by you at any time.

There are no fees to join and never any annual fees to be a member. We also provide the ability to donate all or a portion of your savings to the charity of your choice.

So enroll today. Membership is free. And get another 2% on top of any online purchase you make through us! It’s like having a digital piggy bank. To learn more, click here.